About
Product leader who has put AI into production inside a consumer app used by 7.5 million members across the GCC and South East Asia.
Nine years in product, on top of twelve in engineering and delivery. Leads three product managers and two squads of eight, reporting to the Chief Product Officer. Rebuilt the Blue by Al-Futtaim loyalty app across an eight month programme: sign-up abandonment fell from 28% to 15% and registered membership grew from 2 million to 7.5 million.
Shipped four AI products into live use: personalisation across 2,000 offers from 400 merchants, semantic search built on RAG and MCP, receipt intelligence processing 25,000 receipts a month, and fraud screening inside a group-wide identity layer. Built the 4 million AED business case for travel booking: approved, launched, 650,000 AED returned in its first eight months.
What I'm looking for
I am looking for senior product management roles
Experience
Senior Product Manager
Blue by Al-Futtaim
Aug 2022 – Jul 2026
Blue is Al-Futtaim Group's loyalty and lifestyle platform, run as a standalone business inside a 33,000 employee conglomerate spanning automotive, retail, real estate, financial services and health in more than 20 countries, carrying cashback, points and partner offers across the GCC, Egypt and South East Asia.
Led product for the Blue app across eight markets and 15 Al-Futtaim digital brands with three product managers and two squads of eight in engineering, design, QA and analytics, reporting to the Chief Product Officer.
Ran the full app relaunch, 20 people over eight months on an 8 million USD programme rebuilding the customer journey rather than restyling the interface: monthly active users rose from 150,000 to 500,000 in the following year, registered membership from 2 million to 7.5 million.
Cut sign-up abandonment from 28% to 15% by replacing the identity layer with SAP CIAM, which became Al-Futtaim's core identity platform, carried new fraud screening rules and opened the path to group-wide single sign-on.
Specified and selected the vendor for AI personalisation and next best offer matching 2,000 offers from 400 merchants to individual members and lifting offer conversion, repeat visits and engagement.
Rebuilt search on AI models rather than keyword matching letting members find brands and offers in plain language: fewer failed searches, faster routes to relevant offers and a new cross-sell surface. Built in house with a vendor, moved from RAG to MCP, fully live.
Launched receipt intelligence end to end letting members earn points at mall brands with no system integration and progressing from basic OCR with heavy manual review to an AI model trained on sample receipts: 25,000 receipts a month at 87% accuracy, 20 weekly hours of review removed, fraud losses cut.
Designed and landed the B2B merchant platform a self-serve portal and soft point of sale on subscription plus commission: 300 merchants live against a 1,000 target and a 2 million revenue target for 2026, approved by the leadership team and CEO of Blue within two months.
Built the business case for travel booking and secured 4 million AED of funding plus 150,000 AED annual running cost: hotels and flights launched and returned 650,000 AED in the first eight months.
SAP CIAMRAGMCP
Product Lead, Digital
Al-Futtaim Retail
Jan 2021 – Aug 2022
Al-Futtaim Retail is the group's retail division, holding regional franchises for Marks & Spencer, Watsons, Toys R Us, Kiabi, Sandro, Maje and Ted Baker across the GCC and Egypt.
Led digital product across nine retail brands with a team of 15 reporting to the Managing Director of Digital for Retail and working across roughly 100 people in engineering, agency and market teams.
Took digital from 6% to 14% of brand revenue at Sandro and Maje launching both e-commerce platforms a week apart and tripling monthly revenue from 100,000 to 300,000 AED in the first year.
Migrated the Marks & Spencer flagship across eight markets in five months plus the mobile app across four, replacing a home-grown system with Kibo Commerce: margin rose from 8% to 14% under a revised M&S Global partnership that cut platform cost and commission.
Ran the agile rollout across the retail division's 15 teams introducing sprints and release cycles and raising delivery velocity.
Kibo CommerceE-commerceAgile
Senior Product Manager, BFSI
Synechron Technologies
Oct 2018 – Apr 2020
Synechron is a global digital consulting firm for financial services, working with banks, asset managers and insurers from offices across 20 countries.
Cut KYC processing from 4 hours to 25 minutes for Standard Chartered Bank Singapore measured from submitted application to approval or decline across roughly 1,000 applications a month. The team running the process reduced from 22 people to 4.
Ran product on HSBC Hong Kong's migration of its financial advisor compensation system from mainframe to Java microservices, writing user stories and managing delivery on a platform carrying millions of transactions for the bank's advisor population worldwide.
Held the single point of contact role with the client setting roadmap, KPIs and delivery milestones, and moving cross-functional teams onto agile delivery.
KYC processingJava microservicesAgile delivery
Product Manager, Digital and Omnichannel
BT India
May 2017 – Oct 2018
BT Group is the UK's largest telecoms operator and, through BT Sport, was one of two major pay-television sports broadcasters in the UK market at the time.
Owned product for KCIM, BT's key customer information management system covering customer data and information across the BT Sport website and set-top box.
Delivered the interface and experience for BT Sport's new digital front end and set-top box working from the offshore delivery centre with direct UK business exposure and regular time embedded with UK teams on site.
Digital front endSet-top box
Managed the document management platform holding close to a million documents across GE's divisions.
Document managementProject managementPlatform management
Team Lead to Assistant Project Manager
Accenture India
Apr 2010 – Mar 2016
Delivered technology projects for enterprise clients moving from team lead into project management.
Technology projectsProject managementEnterprise clients
Senior Software Engineer to Team Lead
IBM India
May 2007 – Apr 2010
Developed and maintained applications across IBM's WebSphere suite then led the WebSphere document management team.
WebSphereApplication developmentDocument management
Software Engineer
Tesco HSC India
Jul 2005 – May 2007
Built and maintained Tesco's internal portal and document management systems with time on site at Tesco's UK head office.
Portal developmentDocument managementInternal systems
Education
New Horizon College of Engineering
Bachelor of Engineering · Computer Science
2001 – 2005
P.E.S Polytechnic
Computer Science
2002
Certifications
Product Management and Strategy
The Wharton School, Aresty Institute of Executive Education, University of Pennsylvania
Aug 2023 – No expiry
Project Management Professional (PMP)
Project Management Institute
2010 – 2018
Skills
User StoriesUser ExperienceFinancial ServicesStakeholder ManagementDigital TransformationProduct StrategyE-commerceProduct RoadmappingTeam LeadershipMobile ApplicationsAI Product ManagementProduct Management
Languages
English (Native or bilingual proficiency)Hindi (Native or bilingual proficiency)Kannada (Native or bilingual proficiency)