Credit Risk & Finance Professional | SME Lending | Loan Portfolio Management | Debt Recovery Expert
Kericho, Kenya
#OpenToWorkResults-driven Finance & Credit Risk Professional with 10+ years of experience in banking, microfinance, SME lending, financial analysis, and loan portfolio management. Proven ability to reduce credit risk, improve portfolio quality, and drive financial inclusion across Kenyan financial institutions.
I am seeking a remote role in credit risk analysis, financial analysis, SME lending, or loan portfolio management within a dynamic and growth-focused team. I am particularly interested in opportunities where I can apply my expertise in risk assessment, debt recovery, credit evaluation, and portfolio optimization to improve financial performance and reduce credit risk exposure. I am open to working with banks, fintech companies, microfinance institutions, and financial service providers.
Tracking Hub Limited
• Valued 300+ vehicles for secured lending decisions • Reduced collateral overvaluation risk by 25% • Produced valuation reports for credit risk assessment
MOGO Kenya
• Increased customer portfolio by 40% in asset financing • Maintained 95% repayment rate and recovered 85% overdue accounts • Managed 500+ clients and conducted SME credit appraisals
MyCredit Limited
• Increased client acquisition by 35% • Reduced loan arrears by 28% through recovery strategies
Simtax Business Solution
• Supported 50+ SMEs in financial reporting and compliance • Conducted risk assessments for improved financial decision-making
APA Insurance Limited
• Achieved 120% of sales targets across insurance products • Provided risk advisory to 400+ clients
Mariam Shoe Soles & Leather Products
• Managed accounting records and financial reporting • Supported 20% business growth through financial planning
Juhudi Kilimo
• Reduced PAR from 15% to 5% and improved recovery performance by 30% • Recovered KES 5M+ in delinquent loans through structured recovery strategies • Managed 200+ borrower accounts and supported SME financial restructuring
Bachelor of Commerce · Accounting and Finance
Banking & Finance
Banking & Finance
