Chirag Bhutada

Chirag Bhutada

Senior Property Underwriter

Akola, India

#OpenToWork

About

A work enthusiast professional, keeping my tasks all up to the date and deliver before deadlines! I am a complex problem solver and have hands on experience in analyzing risks, mitigating them and increase profitability across the domain by working through cross sectional departments and teams. Quick learner who loves to understand problems and deliver solution with best possible resources within best possible time so that functionality does not stops. I keep updated myself with news which happen globally, specifically towards economy, markets, etc.

What I'm looking for

I am looking for roles related to research analysis, risks or markets which thrive towards growth in aspects of finance, profits, economy and businesses on a broader aspect. Roles which give good career opportunities, learnings and growth

Experience

ICICI Lombard

Senior Manager

ICICI Lombard

Jun 2025 – Jun 2026

The main job role was to analyze risks whether to undertake them and underwrite them or not, by analyzing business risks, nature of business based upon several factors and parameters. Post taking decision of the proposal, pricing of the same on the basis of market competition, requirements from client as well as business development team basis upon risk location and business factors, parameters, nature of activity of the insured

ExcelUnderwritingRisk analysisTeam playerPricingInsuranceProperty underwritingRisk assessmentPricing decisions

Internship

Reserve Bank of India (RBI)

May 2024 – Jul 2024

Overviewed the processes of understanding the management and complexities of currency supply Studied microeconomic variables to help develop economic theories and concepts in practice Strategic analysis of Currency in Circulation to control production and distribution of currency Investigated & evaluated effects of Central Bank Digital Currency and the E-Rupee in the economy Prepared a Summer Internship report on “Impact of Digital Payments on Currency in Circulation”

MicroeconomicsEconomic analysisCurrency managementDigital currency

Internship

Kothari Construction Company

Apr 2023 – Jul 2023

Generated sales of ₹42.5L for the company with the help of Marketing team Team member in creating SEO strategies leading to 10% increase in traffic and 8% reduction in customer acquisition costs Handled the creation of MIS reports to monitor key financial data, including monthly revenue & cash flow for projects valued at ₹2.5 Cr Prepared an analytical report in construction & realty sector including SWOT and Porter analysis for Akola city

SalesSEOFinancial reportingSales generationSEO strategiesMIS reporting
Helping Hands

Founder

Helping Hands

Aug 2020 – Feb 2021

One of the Founders to the NGO- “Helping Hands” Served 1300+ people with food and other facilities during Covid-19 pandemic

Nonprofit managementCommunity serviceEvent coordination

Education

NL Dalmia Institute of Management studies & research, Thane

PGDM-Finance

2025

NL Dalmia Institute of Management studies & research, Thane

PGDM · Finance

2025
NL Dalmia Institute of Management Studies and research

NL Dalmia Institute of Management Studies and research

Post Graduate Diploma in Management · Finance

2023 – 2025

Kishinchand Chellaram (KC) College, Churchgate, Mumbai

Bachelor of Commerce (hons)

2023

SMT. R.L.T. College of Science, Akola, Maharashtra

HSC

2020

Mount Carmel High School, Akola, Maharashtra

SSC

2018

Certifications

Licentiate

Insurance Institute of India

Mar 2026 – No expiry

Bloomberg ESG

Bloomberg

Finance Fundamentals Certificate

Bloomberg

Skills

bloombergteam workerteam building and playereconomypricingbuisnesspower biMANAGEMENTDCFRISK MITIGATIONDUE DILIGENCERISK ANAKYSISValuationsBanking and InsuranceUnderwritingExcelMicrosoft Office

Languages

English (Full professional proficiency)Hindi (Full professional proficiency)Marathi (Full professional proficiency)Gujarati (Professional working proficiency)