Kartik Sehgal

▪ Advised senior leadership on strategic response and operating model redesign for an AUD 35M enterprise remediation program, supporting value protection initiatives across a customer base of 4,100. ▪ Designed a future-state operating model leveraging AI-driven automation to close efficiency gaps, improving delivery efficiency by 25% and cutting turnaround time by 20% — directly supporting enterprise productivity, scalability, and technology-ROI objectives. ▪ Led structured root cause analysis across claims, policy, and billing processes to identify systemic issues, quantify business impact, and translate findings into preventive strategic controls and capability-assessment recommendations. ▪ Translated complex regulatory requirements into scalable business and technology processes, partnering with cross-functional leaders to align compliance, customer outcomes, and commercial objectives. ▪ Built executive-level reporting frameworks and configurable dashboards, synthesizing complex data into insights that strengthened governance, transparency, and senior stakeholder decision-making.

▪ Supported one of Allianz's largest enterprise-wide transformation and remediation initiatives, spanning 700,000 customers across motor, home, and financial interest insurance portfolios. ▪ Partnered with senior stakeholders to design phased operating-model roadmaps, balancing customer value, regulatory compliance, and cost take-out objectives across the enterprise. ▪ Performed quantitative analysis, risk assessment, and prioritization to inform strategic decision-making — improving audit readiness by 30% while sustaining 98% execution accuracy across deliverables. ▪ Led process diagnostics and strategic workshops to assess current-state operations, identify capability gaps and inefficiencies, and design standardized, scalable operating models. ▪ Delivered measurable performance uplift across the program, improving operational KPIs by 30% through data-led insights and workflow redesign. ▪ Managed and mentored junior consultants while collaborating with offshore teams, ensuring consistent execution, quality control, and stakeholder alignment.

▪ Conducted financial and operational due diligence for secured lending portfolios, supporting risk mitigation and credit strategy decisions. ▪ Advised internal stakeholders and external partners on credit outcomes, ensuring alignment with policy, risk appetite, and regulatory standards. ▪ Managed multiple high-volume workstreams while maintaining performance above benchmark levels.

▪ Analysed financial and operational data to identify trends, support portfolio management, and improve application workflows. ▪ Contributed to process optimization initiatives that enhanced efficiency and client experience.

Stock Market & Technical Analysis

Covered Market Behaviour, Portfolio Management, Risk Strategy, and Trader Psychology to support investment decision-making.

Financial Modelling & Valuation

Training in Investment Analysis, Forecasting, Business Valuation, and Financial Statement Modelling using Excel