Mercury

Banking for startups and tech companies has historically been a frustrating experience. Mercury was built to fix that, offering a modern business banking platform designed specifically for founders who want a clean, capable account without the friction of traditional banks.

What is Mercury?

Mercury is a financial technology company that offers business banking accounts tailored to startups, ecommerce businesses, and growing companies. Everything is online, the interface is clean, and the focus is on giving founders the tools they actually need rather than the bloated product suites of legacy banks.

Key features

Mercury accounts come with checking and savings accounts, no minimum balance requirements, and no monthly fees on the base plan. You get a full suite of money movement tools including ACH, wires, checks, and international transfers, all manageable from a single dashboard.

The platform includes virtual and physical debit cards, the ability to set spend limits and controls per card, and team access with customizable permissions so you can give employees or finance team members the right level of access without handing over full control.

Mercury also offers IO, a corporate credit card with up to 1.5% cashback, and Treasury, a cash management product that lets you earn yield on idle cash sitting in your account.

For startups specifically, Mercury has built in tools like cap table tracking integrations, venture debt options, and a network of perks and discounts from popular startup tools.

Who is it for?

Founders, startups, and small to medium businesses that want a banking experience built for how modern companies actually operate. If you've ever been frustrated by a traditional bank's outdated interface, slow wire transfers, or unnecessary paperwork, Mercury is a significant upgrade.