Sr. Loan Closer

🧠 About JMAC Lending

JMAC Lending has thrived in the industry for over 25 years, providing exceptional service, innovative products, and unwavering support to our clients. At the heart of our culture and business philosophy is the commitment to surpassing the current market options, ensuring that we remain the top choice lender for our clients. Our dedicated associates possess distinguished credentials and actively engage in continuous education, balancing knowledge with valuable experience.

Our unwavering commitment to the highest ethical standards is the cornerstone of our company. With meticulous care, we efficiently execute the delivery of product pricing for wholesale and correspondent lending for our esteemed clients.

🚀 Role Overview

As we continue to grow, JMAC Lending is seeking a skilled Loan Closer to join our Closing department. In this role, you will carefully review and understand loan documents, facilitating open communication about loan files with JMAC's valued customers. If you are searching for a company that values exceptional results and unwavering integrity, this is the perfect place for you to thrive.

This is a Full-Time/Fully Remote opportunity with working hours from 7:00am-4:00pm or 8:00am-5:00pm Pacific time Monday-Friday offering competitive pay ranging from $29.61-$34.61 hourly plus bonus.

🎯 Key Responsibilities

• Collaborate with all necessary parties to confirm the consummation date and finalize figures for a seamless closing experience.
• Thoroughly review loan documents and data entries to guarantee accuracy and readiness for signing.
• Conduct a precise review to ensure full compliance with investor guidelines, company policies, and procedures, maintaining the highest standards.
• Manage funding processes to guarantee prompt and precise disbursement of funds.
• Complete the closing disclosure accurately for seamless investor delivery.
• Proactively resolve closing purchase suspense issues before the lock expiration date to ensure smooth processing.
• Foster clear and proactive communication with both internal teams and external partners.
• Swiftly identify and resolve any issues or discrepancies during the closing process.
• Consistently revisit and update your knowledge of company policies, regulations, and standards.
• Collaborate with teams to share insights and drive continuous improvement.

🎯 Requirements

• At least five years of experience in mortgage-related roles, showcasing your industry knowledge and expertise.
• Familiarity with TILA-RESPA Integrated Disclosures (TRID) guidelines to ensure compliance and accuracy.
• A solid understanding of various loan programs, including Conventional (Conforming), Government, Jumbo, and Non-QM loans.
• High School Diploma or equivalent qualification as a minimum educational requirement.
• Proficiency in mortgage loan operating software and systems.
• Strong computer skills, especially with Microsoft Office applications.
• Excellent written and verbal communication skills.
• A keen eye for detail and ability to meet deadlines.
• A collaborative mindset and adaptability to evolving procedures.

🎁 Perks with JMAC Lending

• Competitive Base Salary with an attractive Bonus Plan.
• Comprehensive Health Care Plan, offering Medical, Dental & Vision coverage.
• Life Insurance coverage, including Basic, Voluntary & AD&D options.
• Generous Paid Time Off, including Vacation & Holidays.
• Retirement Plan with a 401k contribution.
• Short Term & Long-Term Disability coverage.
• Family Leave options for a healthy work-life balance.
• Access to Wellness Resources to promote your wellbeing.

📌 About JMAC Lending

JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.

DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.